Euram Bank

100% Private Banking for the most demanding clients

European American Investment Bank AG (Euram Bank) is an independent Austrian Private Bank which is 100% owned by its managing partners and private investors. Euram Bank was established in Vienna in 1999. We offer bespoke banking solutions for wealthy international and domestic private clients, family offices, private companies and financial institutions.

Our services comprise a full range of banking and investment banking expertise – from investment consulting and asset management, to structuring and operating family offices and competent advice in special financing. In addition, we offer profound expertise in the development and commercialisation of innovative card payment solutions.

The management team and client advisors have decades of relevant expertise in international and Austrian banking and securities markets. We cooperate with selected international banks to achieve the best results for our clients.

We put our absolute independence and outstanding core competences at the service of the world’s most demanding clients and provide access to the best investment products and services available.

Guiding Principles

To Grow and to Protect

Wealth should add to your freedom and not subtract from your valuable time, nor create anxiety. The selection of advisors to grow and protect your assets deserves exceptional attention. Our team of professionals offers a clear understanding of your goals, transparent advice and accountability for results.


Absolute independence defines the core of our values. This proven and traditional entrepreneural model for private banks has become an exception today. Our only measure of success is the lasting value for our discerning clients. 

Tailored Solutions

No client and no issue are the same. We not only speak many languages, our team comes from the countries and the cultures where we active. An honest and realistic assessment of opportunities and reliable results are based on many years of mutual trust and understanding between our clients and us. 

Professional Implementation

The fast and accurate implementation of strategies and set goals is fundamental. Superior performance is created and innovative potential released when experienced eyes are on the big picture and experienced hands are in charge of the implementation every step of the way. 

Managing Board

Manfred Huber
Manfred Huber
Chief Executive Officer
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Johannes Langer
Johannes Langer
Member of the Managing Board, CFO
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Josef Leckel
Josef Leckel
Member of the Managing Board
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Corporate Culture

We are proud to count on a highly qualified and experienced staff, teaming up from various different nations.

Euram Bank puts utmost emphasis on an open-minded corporate culture and employees with top qualifications and exceptional dedication vis-a-vis our clients, the company and fellow staff.

You are interested in joining our team? We look forward to receiving your application!

Ms. Sonja Illigasch
Human Resource Management
Euram Bank AG
Wallnerstrasse 4
1010 Vienna

Publications / Disclosures

Annual Report 2017

 download PDF

read online

Annual Report 2016

 download PDF

read online

Annual Report 2015/2016

 download PDF

read online

Annual Report 2014/2015

 download PDF

read online

General Terms & Conditions

General Terms & Conditions (PDF)


Disclosures acc. to part 8 of the Regulation (EU) no. 575/2013 (in German)


Publications acc. to §65a (BWG) concerning Corporate Governance and Remuneration (in German)

Best Execution Reporting

General Information

General Information for Payment Services for Consumers (PDF)

Information on the account switching service for consumers (PDF)

Information on the account with basic features (PDF, German)

Data Protection Swift Transfers (PDF)

Deposit Guarantee Scheme and Investor Compensation

Euram Bank is a fully licensed Austrian Bank and unrestrictedly subject to the provisions of the ESAEG (Einlagensicherungs- und Anlegerentschädigungsgesetz, Act on Deposit Guarantee and Investor Compensation), the Austrian law implementing the respective EU directives. Euram Bank is a member of the statutory guarantee facility Einlagensicherung der Banken und Bankiers GmbH, Börsegasse 11, 1010 Vienna, until 31.12.2018. As of 1.1.2019 Euram Bank will be a member of the statutory guarantee facility Einlagensicherung AUSTRIA GmbH (ESA) which will commence its business activities as of 1.1.2019. The change was stipulated by the legislator in the mentioned ESEAG law and was thus effected as a consequence of statutory requirements. The change in the organization does not have any consequences on the limit of protection and provided investor compensation. The future address of ESA will be Wipplingerstraße 34/4/DG4, 1010 Vienna.  Please see attached overview, comprehensive information on the legal provisions is available under, the website will remain unchanged after 1.1.2019.

Quality Management

We are committed to provide our clients with the best due care in all aspects and concerns of their wealth management. Your feedback helps us to constantly improve our service range. Nevertheless, things might go wrong some times and there is reason to complain. If you are not satisfied with our service, kindly contact us right away: Complaints


For further information please contact Sonja Illigasch by phone +43 1 512 38 80 80 or by e-mail